FAQ’s

Answers to common questions about our services.

Generally Asked Question​

Here are answers to some of the most frequently asked questions to help you better understand our services and offerings.

We offer a variety of insurance services, including Medicare MAPD, life insurance, immediate annuities, indexed annuities, and dental insurance to meet your unique needs.

You qualify for Medicare MAPD if you are 65 or older, or under 65 with a qualifying disability, and are already enrolled in both Medicare Part A and Part B.

Medicare MAPD combines hospital, medical, and prescription drug coverage into one plan, often with additional benefits like vision, dental, and hearing services.

While you may be young and healthy, life insurance can provide financial security for your loved ones in case of the unexpected and lock in lower premiums at an earlier age.

Term life insurance provides coverage for a set period (e.g., 10, or 20 years), while permanent life insurance covers you for your entire life and may include a cash value component.

Immediate annuities provide guaranteed income starting immediately after you make a lump-sum payment, offering financial security for the rest of your life.

Indexed annuities offer growth potential tied to a market index, with the added benefit of protection from market downturns, making them a safe and flexible retirement tool.

Dental insurance typically covers preventive care, like cleanings and exams, along with other dental procedures such as fillings, root canals, and sometimes orthodontics.

The cost of dental insurance depends on the coverage level you choose, but it is generally affordable and offers significant savings compared to paying out-of-pocket for dental services.

Yes, many insurance plans allow for adjustments, such as switching coverage or adding benefits, especially during open enrollment periods. We can help you review your options.