Indexed Annuities

Grow savings with market protection.

Indexed Annuities Services in Concord, CA

When planning for retirement, it’s important to strike a balance between growth and security. Indexed annuities offer the best of both worlds by providing potential for growth tied to a market index while protecting your principal from market downturns. This means that your investment can grow with market gains, but you won’t lose money if the market declines. With our indexed annuity services, we’ll help you navigate the options, ensuring that you choose the right plan to suit your financial goals. These annuities provide a level of security and growth potential, giving you more confidence in your retirement planning. Let us show you how an indexed annuity can help secure your future with both growth and protection.

Growth with Protection from Market Risks

 One of the greatest advantages of indexed annuities is their ability to offer growth potential without exposing your savings to the full risk of market volatility. By linking your returns to a market index, like the S&P 500, you have the chance to benefit from positive market movements, but your principal remains protected against losses. This means you don’t have to worry about the ups and downs of the stock market negatively affecting your retirement savings. As we help you explore indexed annuities, we ensure you understand how they work—offering a floor that keeps your funds safe from market downturns, while allowing for participation in market gains.

With options like caps and spreads, you can further customize your annuity to fit your risk tolerance and retirement needs. You can also add riders that provide additional benefits, such as income guarantees, making your annuity even more tailored to your future goals. Ultimately, an indexed annuity gives you the opportunity for consistent growth with built-in protection, ensuring a more secure financial future. Let us help you plan for the retirement you deserve.

Frequently Asked Questions

 An indexed annuity is a type of annuity where your returns are tied to the performance of a specific market index, like the S&P 500, offering growth potential with protection from market losses.

 Indexed annuities offer interest based on the market index's performance, but they have a cap to limit your gains and a floor that prevents losses from market downturns.

 Indexed annuities offer the opportunity for higher returns than fixed annuities while protecting your investment from market declines, making them a safe yet growth-oriented option.